Small savings that parents add when it comes to life with a new baby.
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Preparing for a baby: Getting your finances in order
Planning ahead for conception (as opposed to those oops! pregnancies) means you’ll also have time to plan for the financial changes you’ll experience once the baby makes three (or more). When you’re financially preparing for a baby, don’t stress out about tackling every line item at once (no need to worry just yet about how you’ll pay those college bills), but anything you can start taking stock of now will make money matters down the road easier on your wallet and your sanity. Next, make a list of your expenses and then add in the baby costs you’ll be calculating soon: diapers, bottles, formula (if you don’t plan on breastfeeding), baby clothes, baby gear, baby food, baby toys, etc., so you can get a clearer idea of what your expenses really will be once your family starts to grow. Before you panic about all the baby-preparing you’ll need to do, remember, you’ll be getting plenty of those mommy necessities and niceties as gifts; others you’ll be able to borrow from friends and family. Finally, think of ways (big and small) to cut corners and generate extra cash for baby expenses. Some almost painless ways to save big when you’re preparing for your baby include: Cutting back on luxuries such as expensive restaurant meals and high-priced lattes (you don’t need all that caffeine now, anyway). Using the old “loose-change-in-a-jar” trick: Just be sure to move the money periodically into a savings account (preferably an interest-bearing one that you’ve both sworn not to dip into). Looking critically at monthly expenditures for home and cell phone services, cable, gym memberships, and the like. Not that you need to live without these conveniences, but you may be able to switch to cheaper ones. Often just calling to threaten a switch can snag you a better deal. After all, companies like to keep their customers. Reducing credit card debt by avoiding late fees, paying more than the minimum each month, and rolling balances onto low-interest cards. Diverting some of your current savings into a “baby fund” for your various baby expenses. content source Featured Image Source
Financial Preparation for a Baby
Preparing for a baby isn’t just tiny clothes and heartwarming ultrasound photos; it involves a lot of financial preparation. This guide will lay out the most important financial tasks on your plate from pregnancy to baby’s first years, including: Estimating your medical costs Planning leave from your job Budgeting for the new arrival Some parenting preparations are best learned on the fly — how to effortlessly and painlessly change the messiest diapers, for instance. But the list of things to do before baby arrives and within his or her first several weeks is lengthy, so tackling certain tasks now is a smart idea. Pre-delivery planning 1. Understand your health insurance and anticipate costs. Having a baby is expensive, even when you have health insurance. You should forecast your expected costs fairly early in the pregnancy. NerdWallet’s guide to making sense of your medical bills can help as you navigate prenatal care, labor and delivery, and the bills that will ultimately follow. 2. Plan for maternity/paternity leave. How much time you and your partner (if you have one) get off work and whether you’re paid during that period can significantly impact your household finances in the coming year. Understand your company’s policies and your state’s laws to get an accurate picture of how your maternity leave will affect your bottom line. 3. Draft your pre-baby budget. Once you know what you’ll be spending on out-of-pocket medical costs, understand how your income will be impacted in the coming months and have prepared a shopping list for your new addition, adjust your budget accordingly. Babies come with plenty of expenses, so set a limit on both necessary and optional buys (like that designer diaper bag or high-end stroller with the LCD control panel), and consider buying used to keep spending under control. 4. Plan your post-delivery budget. Recurring costs such as diapers, childcare, and extra food will change your household expenses for years to come. Plan for them now so you aren’t caught off guard. 5. Choose a pediatrician within your insurance network. Your baby’s first doctor appointment will come within her first week of life, so you’ll want to have a physician picked out. Talk to friends and family to get recommendations, call around to local clinics and ask to interview a pediatrician before you make your choice. In searching for the right doctor, don’t forget to double-check that he or she is within your insurance network. Ask the clinic, but verify by calling your insurance company so you’re not hit with unexpected out-of-network charges. 6. Start or check your emergency fund. If you don’t already have a “rainy day fund,” now’s the time to anticipate some emergencies. Kids are accident-prone, and with the cost of raising a child, there’s no telling if you’ll have the disposable income to pay for any unexpected expenses. Having at least three to six months’ worth of living expenses covered is a great place to start. While in the hospital The main focus while you’re in the hospital is having a healthy baby. But there are a few loose ends that will need to be taken care of. 7. Order a birth certificate. Hospital staffers should provide you with the necessary paperwork to get your new child’s birth certificate. Within baby’s first 30 days 8. Add your child to your health insurance. In most cases, you have 30 days from your child’s birth date to add him to an existing health insurance policy. In some employer-based plans, you have 60 days. Regardless, do it sooner rather than later, as you don’t want to be caught with a sick baby and no coverage. 9. Consider a life insurance policy on your child. No one expects the tragedy of losing a child, so many parents don’t plan for it. The rates are generally low because a child’s life insurance policy is used to cover funeral costs and little else. When it comes to covering children, a “term” policy that lasts until they are self-sufficient is the most popular choice. 10. Begin planning for childcare. Finding the right daycare or nanny can take weeks. Get started long before your maternity leave is over. You’ll need time to visit day care centers or interview nannies, as well as complete an application and approval process if required. Beyond the first month You’ll be in this parenting role for years to come, so planning for the future is crucial. Estate planning is a big part of providing for your children, but it isn’t the only important forward-focused task to check off your list. 11. Adjust your beneficiaries. Assuming you already have life insurance for yourself or the main breadwinner in your household — and if you don’t, you should — you may want to add your child as a beneficiary. The same goes for your 401(k) and IRAs. However, keep in mind that you’ll need to make adjustments elsewhere to ensure when and how your child will have access to the money. A will and/or trust can accomplish this. 12. Disability insurance. You’re far more likely to need disability insurance than life insurance. Make sure you have the right amount of coverage — enough to meet your expenses if you’re out of work for several months. Remember, your monthly living expenses have gone up since the new addition. 13. Write or adjust your will. Tragic things happen and you want to ensure your child is taken care of in the event that one or both parents die. Designate a guardian so the courts don’t have to. Your will is only one part of estate planning, but it’s a good place to begin. 14. Keep funding your retirement. When a child arrives, it’s easy to forget your personal goals and long-term plans in light of this huge responsibility. Stay on top of your retirement plans so your child doesn’t have to support you in old age. 15. Save for his or her education. College is costly, but you can make it more manageable by starting to save early. Adding a new member to your family comes with a lengthy list of responsibilities, so don’t try to do them all at once. Prioritize and tackle the most important items on your financial to-do list first. Because medical bills and insurance claims will be some of the first financial obligations you’ll encounter while expecting, start there. Move on to budgeting for pregnancy and the first several months of your baby’s life. With 18 or more years until your little one leaves home, time would seem to be on your side. But — as the saying goes — blink and he’s grown. Now is the time to start taking the steps that will set your family up for financial success. content source Featured Image Source
5 finance management tips for new parents
As parents, teaching kids about money and finances is a very important thing. Being head of the house, parents are needed to make sure that the basic necessities of the entire family are being fulfilled. In order to achieve this objective, you are required to be exceptionally diligent in household finance management. It is not something so simple that it will happen miraculously, instead, you will need to plan and work hard to achieve this household betterment objective. Below are given the top five finance management tips for the parents. 5 Finance Management Tips for Parents: 1. Be prepared with a future financial plan for your family Preparing a family budget is good for the future of your family, and hence for your children. First of all it will give a chance to your child to see how you are managing the financial things and teaching by example is always better, right? Secondly, the child will also learn the importance of finance and financial resources. If the child will participate in the family financial discussion then he/she is also supposed to help you in this regard by thinking of expenses accordingly, in the future. It’s good to start early, after all. Hence you will get full cooperation from your little child. Sometime you might be amazed by their very practical suggestions! Studies reveal that kids as young as 8 years, can be taught simple and basic financial management skills by example. 2. Taking care of your family – Life Insurance Parents can be the best caregivers and providers by giving themselves a break at least once in a while. We all need a break, isn’t it? The parents are also suggested to connect with or to join the network of some other parents. These communities can help you in many household parental regards like house sharing, babysitting cooperation, toy swapping and in clothing as well. For family security, you are also required to look for and get a good life insurance plan that suits your needs. You can easily find a suitable and cost-effective term insurance plan which can secure the future of your family with small premiums. 3. Setting Budget and Establishing Emergency Funds For obvious reasons, setting proper budget planning for expenses is quite important for your family. By setting the expenses, you will find that every month you end up saving a lot of funds for the emergency requirement of your family. It seriously works, ask me! Urgent medical needs, natural disasters, accidents, and related events may cause you the need of urgent funds. At the same time, you can also plan for activities of your family like your ideal vacation, when you have a substantial amount of funds. 4. Keeping a Better Living Arrangement and Financial Docs Intact Better living arrangements are the key factor for the overall happiness of any household. Sometime the parents will need to do it, especially for the newborn. In spite of this, the parents are also needed to keep an eye on the financial expenses of their family. They can do it by enlisting the documents of credits and debits. It will help them get a better understanding the family finance. 5. Teaching Finance Management Tips to Your Children Teaching the importance of finance and financial management techniques is very important for kids. The early they learn to respect a budget, the better for their future. This way they will grow up to become responsible, and financially literate citizens in their future. You can also teach these tricks to the kids by discussing the interest and credit principle to them. You are also required to let them practice for this in their personal lives. So let them plan their trip to the supermarket with a given amount and see how it goes. Content Source Featured Image Source
15 easy tips to organize a perfect baby nursery
From diapering to feeding to clothes and toys, babies need a lot of stuff. And you need to find a place and a system to organize them! What’s more, babies grow very fast, and you find yourself constantly replacing clothes and toys. As a result, organizing your baby’s nursery can seem like a never-ending process. Here15 Tips to Organize a Baby Nursery 1. Find storage in all places You might think that it’s easier to just stuff baby’s various things into different nooks and crannies of your own wardrobe or dressing table, but this is a recipe for disaster! It’s always advisable to have separate storage for baby, right from the start. It’ll save you time, keep things organized and leaves your existing systems in place. If you have a small home, demarcate a corner of a room for baby’s things alone. 2. Use Collapsible Furniture If you’re short on space and don’t want to spend a bomb on new furniture for baby, go for less expensive ‘temporary’ furniture. These are the kinds of things you’d buy if you were in a rental, or a hostel room. A collapsible furniture is a great option to hold all of baby’s things. Many of them come with pockets on the side and the space on the top of the cupboard can also be used. 3. Utilize an old Book Shelf A plain wooden bookshelf that’s lying in the corner is perfect for all kinds of kids’ storage, including baby stuff! Just give it a new coat of lead-free paint and you can change it any way you want. You can remove shelves and put in rods to hang, or you could add a drawer or two. You could also leave it as it is and put in baskets and boxes to hold various small things and leave the more essential supplies out for easy access. 4. Make use of Under-Crib Space Most cribs are at a good height from the floor, leaving lots of space underneath. Now you could either let that space go to waste and collect dust – or you could use it! Get an under the bed organizer and store anything you like. We’d recommend using it for things you don’t need on a daily basis, like blankets, bedsheets, winter wear etc. A box with wheels makes it easier to push and pull from under the crib. 5. Keep Diaper Supplies in one Place In the initial months, you’ll be spending a good amount of time changing your baby, so it’s well worth your time to make the process run as smoothly as possible. Invest in a diaper caddy or a basket, to hold all diaper changing supplies in one place. Most Indian Moms don’t use a changing table, preferring to change baby on any flat surface by laying a sheet on it. With a diaper caddy, you can carry it around and change your baby anywhere in your home. Use it to store diapers, wipes, tissues, sanitizer, diaper cream and maybe a toy or two to keep baby occupied. 6. Go for Hanging Organizers If you’re using cloth diapers, you’ll need to have a good stock on hand, especially if it’s winter or monsoon and things don’t dry fast. A hanging organizer is perfect for the job, and if you’ve got some brightly colored diapers, it can double as decor too! You can get either the ones with shelves where you stack diapers or the ones with pockets where you can stuff a diaper in each slot. 7. Use Hanger Dividers for Baby Clothes Sometimes it can be more convenient hanging baby clothes, considering how difficult they are to fold! If you have sufficient hanger space, make the most of it by hanging all your baby’s clothes on it, even ones that are too big now. 8. Use Labelled Tubs Now if you don’t have space to hang your baby’s large-size clothes, you can still keep them sorted with labelled tubs or bins. You can get clear or opaque plastic containers anywhere. Just sort your baby’s clothes by age, put it in different tubs and stick appropriate labels. 9. Organize with Drawer Dividers As you probably know by now, it’s the smallest things that give the most trouble! Baby accessories like socks, booties, mittens and caps can easily get lost, so keep them corralled in drawers with drawer divider. Most of them can be adjusted to your drawer’s dimensions and are really useful to avoid a messy drawer overflowing with stuff! 10. Install Double Rods You may actually have more hanging space than you think! If you’re reusing an old bookshelf or have just a narrow wardrobe, you can install a rod at mid-height, so that you have two levels to hang. You can also use the space under a shelf for this. Baby clothes are small, so they don’t take up much space vertically. Make sure the installation is such that can be removed later when you need to hang longer clothes or organizers. 11. Hang Baby Hairbands If you have a little girl, then you’re bound to have lots of cute little hairbands! Keep them from getting lost or tangled with each other by hanging them on a hairband holder. 12. Find a Sustainable Toy Storage Solution Okay, let me explain why I said ‘sustainable’. You’ll probably have a few toys for your baby already, but you need to remember that this collection will grow steadily over the next 15 years. So unless, you want to spend an hour or two every day picking up toys, it’s best to train your little one to pick up his things right away! Get a sturdy toy box or basket which is big enough to hold everything and which doesn’t have too many drawers or slots. The simpler, the better, for it’s more likely that your energetic toddler will actually use it! 13. Keep Books on the Wall Baby books are usually bright and colorful, which make them quite useful as decor elements! Display baby’s books on the wall with will mounted bookshelves. You can even use a set of spice racks that are sturdy enough to hold heavy books. This also keeps all the books at eye level and off your other surfaces. Maybe it’ll also encourage baby to reach out for his own favorite! 14. Keep Low Level Storage Safe Speaking of reaching out, as your baby starts crawling and exploring, it’s a good idea to have some toys and books at a low level for him to pull out and do as he pleases with them. Simple cubes stacked together work well, as long as you’re sure they won’t topple down. You can also use simple TV stands with open shelves where you can put in some toys and books for your little explorer. 15. Get Multi Purpose Baby Gear A great way to stay organized and minimize clutter is to get baby gear that serve several functions. For instance you can get a baby rocker that also works as a gym and baby feeding chair, and later transitions into a toddler chair. Foldable high chairs and strollers take up less space and can even be hung or stacked away under the bed. Most multipurpose baby gear do cost more than basic models, but in the long run, the price is usually worth it! Even if you co-sleep or don’t have a particular room dedicated to baby, you can still create a small corner in your room specially for your little one’s things. It’ll keep baby’s stuff from getting mixed up with Mommy’s and Daddy’s! You’ll also be more aware when supplies are about to run out and there’ll be no hassles when you’re about to go outside or it’s the middle of the night. It’s no wonder then, than an organized nursery results in a happy family! content source
Here are some ideas for your baby's nursery
If your nursery has limited space, don’t cram too much in - it will make the room hard to use and feel even smaller. Small is beautiful and less really can be more. Your baby needs to sleep in the same room as you for the first six months. But you can still use your baby's nursery as a play area, clothes store and changing room until he’s older. Here are some practical ideas on how to make the most of a small nursery. 1. Think tall furniture, not wide Use the height of the room and choose tall rather than wide furniture. Think about buying a single-door wardrobe and adapting it to your needs. 2. Multi-functional furniture Multi-functional furniture, such as a storage bench that you can use both as a toy chest and a seat, saves space and money. 3. Make use of wall space Another option for nappy changing is a wall-mounted changing unit, which folds up against the wall when not you’re not using it. Most have storage pockets for all your nappy-changing accessories. You could also put up some shelves, with enough space between them to fit boxes and baskets. 4. Folding furniture Try portable or collapsible drawers for storing items under the cot or bed. Don’t use them for storing potentially dangerous items such as nappy bags or toiletries. Travel cots take up less space and can be folded away when not needed. Folding bassinets that double as playpens are also available, and some have wheels for moving from one room to another. They usually come with a carrier bag, so you can put it away when you’re not using it. 5. Extra storage ideas Storage bags that you can vacuum-pack yourself are ideal for storing teddies, clothes and bedding. They’re airtight and flatten the contents without damaging them. You can safely store the bags under beds and wardrobes. 6. The illusion of space Room corners are often left bare, so think about corner cupboards or shelving and corner hanging nets. Corner changing tables use less floor space and your baby’s legs will be facing you, which you may find easier for nappy changing. Some wall colours can make a room feel bigger or smaller. Choose soft, pastel colours for a more spacious feel. If you prefer vivid colours, use a pale colour for the base and a bright, stronger colour for detail. If the room has a low ceiling, vertical stripes on one of the walls create an illusion of height. Mirrors create a sense of space and come in fun patterns and shapes for children’s rooms. A mirror opposite a window adds more light and sparkle to a room too. Mirrors are often heavy, so do make sure it's securely attached to the wall. 7. Consider other options If there isn’t room for a nursery essential or something you’ve set your heart on, think about other options.
Useful tips for designing your baby's nursery
Are you planning to decorate your baby's nursery but not sure where to start? You will be required to plan each and everything very meticulously with the arrival of a baby. As the better you plan, the more effectively you will be able to carry out your responsibilities. Here we offer you some vital tips to guide and inspire you for designing your baby's nursery- 1. Consider the room's location and other practicalities: If you have a choice, select a peaceful room closer to your bedroom so you don’t have to walk far at night. Make sure that a cold room has adequate heating and a warm room has good ventilation. 2. Incorporate the style of your house into the nursery décor: Is your interiors style traditional, contemporary or perhaps an eclectic mix? It’s important that your nursery design reflects your own personal style and how you’ve decorated the rest of your home. Otherwise, it will look out of place. 3. Create your own mood board: Search the internet and magazines for pictures you love and piece them together to create a mood board. This will help you to pick your colours, keep your ideas focused and pull your theme together. 4. Keep it simple: With all the gorgeous nursery furniture and accessories available, it’s easy to over-decorate. Keep it simple and decide on a single focus for the room early on, such as a piece of furniture or artwork. Think child-friendly, not childish. Choose a neutral background and mix in age-appropriate accessories and you’ll reduce the need to redecorate every few years. 5. Choose soft, tranquil colours: Consider using colours that are calming and nurturing. When your baby gets older she will tell you what she wants, so take this special time to consider what makes you feel relaxed. With the demands of a newborn, most mums need calm more than anything. 6. Choose adaptable décor: Consider how long the nursery décor will last your baby. Wall paper with characters might have to be changed in a few years if your child finds it babyish or out-of-date. Wall stickers are a cheap, easy alternative for decorating that can be removed when your child gets older. 7. Think about safety: Make sure that the cot is deep enough to be safe for your baby. The bars should be at the correct distance apart, and the cot must not have cut-outs or steps. Create a safe zone around the cot by positioning it away from windows, heaters, lamps, wall decorations and cords. Keep furniture that your baby could clamber on to away from the cot too. Content source Featured image source
Don't forget these important things while designing a nursery for your little one
When the arrival of your baby is near, you have a lot of things to worry about, including your baby's room. And, the furniture you pick up for your baby is also of utmost importance, as it's going to last for a while and also be of use to other children in the family or your second one. So choose carefully. The things you need to keep in mind while choosing your baby's furniture are: Selecting Furniture Positions Selecting the crib is not only about what model you choose, but also where you position it in the room as well. This is not to say that you need to position your nursery according to a strict philosophy of feng shui. Room arrangement should be about enhancing safety, efficiency, comfort, and sleep. Be sure that you position the crib in a part of the room away from windows, avoiding outside walls if at all possible. In certain climates and homes, outside walls can be drafty and cold. Also, consider how the light enters the room at different times of the day. When the sun comes up in the morning, you may not want it shining directly on your baby. Evening light from street lights may also affect a baby's sleep. Thoughtful placement of the crib may help snag several those few extra minutes of much-needed sleep. Creating Storage Do not underestimate the amount of storage space you will need. Babies may be little, but baby items will take up a considerable amount of room. When looking at dressers and shelving units, there are several tell-tale signs whether a piece has the quality to remain durable over the years. Dovetail drawer joints and drawers having corner blocks on the interior will withstand more abuse than those without. For safety purposes, you should anchor dressers, shelves, and other large pieces to the wall or install anti-tip devices. Choosing a Changing Table Many parents choose to place a changing table in the room. There is a wide range of styles and designs for changing tables from which to choose. These items double as a comfortable place to change the baby and as a storage space. However, it is not absolutely necessary to have one. If space or cost prohibits you from purchasing one, you may opt to change the baby on a mat on the floor. Some changing tables ride over the rails of traditional cribs and flip down when not in use. These are a great choice for smaller nurseries. Crib and changer units may also be a space-saving option. To help you sort through the options, here is a list of the basic necessities you should have on hand when your baby arrives: A crib that meets all safety specifications. New cribs sold today must meet these standards, but if you're looking at used cribs, check them carefully to make sure they meet the same standards and have not been recalled. Unless you have money to spare, don't bother with a bassinet. Your baby will outgrow it in just a few weeks. Bedding for the crib, including a flannel-backed, waterproof mattress cover (which is cooler and more comfortable for your baby than plain plastic or rubber covers), and tight fitted sheets. Never use infant cushions that have soft fabric coverings and are loosely filled with plastic foam beads or pellets. Remove all pillows, quilts, comforters, sheepskins, and other pillow like soft products. Remember that the safest position for a baby to sleep in is on her back. A changing table that meets all safety specifications. It should be placed on a carpet or padded mat and against a wall, not a window, so there is no danger of your child falling out the window. Put shelves or tables to hold diapers, wipes, and other changing equipment within immediate reach (but away from the baby's reach), so you will not have to step away from the table—even for a second—to get anything. A diaper pail. Keep the pail securely closed. If you are going to wash your own diapers, you'll need a second pail so you can separate wet diapers from "soiled" ones. A large plastic washtub for bathing the baby. As an alternative to the washtub, you can use the kitchen sink to bathe your newborn, provided the faucet swings out of the way and the dishwasher is off. (The water from the dishwasher could dump into the sink, resulting in scalding.) After the first month, it's safer to switch to a separate tub, because the baby will be able to reach and turn on the faucet from the sink. Always make sure the bathing area is very clean before bathing your baby. Also, be sure the hottest temperature at the faucet is no more than 120 degrees Fahrenheit (48.9 degrees Celsius) to avoid burns. In most cases, you can adjust your water heater. Keep Everything Clean Everything in the nursery should be kept clean and dust-free. All surfaces, including window and floor coverings, should be washable. So should all toys that are left out. Although stuffed animals look cute around newborns (they seem to be a favorite shower gift), they tend to collect dust and may contribute to stuffy noses. Since your baby won't actively play with them for many months, you might consider storing them until she's ready for them.
Six great colours for your baby's perfect little nursery
Want to create a relaxing nursery space for your baby? Choosing the right nursery color is a great place to start! According to color psychologists, color can have a pretty significant affect on the psyche, influencing everything from mood to physical wellbeing. Armed with a little color know-how and a can of paint, you can easily transform a big, lonely nursery into a soothing sleep sanctuary. Just choose one of these calming nursery colors, and let science do its thing! Subdued Blues Like a calm sea or cloudless sky, soft shades of blue tend to relax both mind and body, giving us a sense that all is right with the world. Exposure to the color blue has been known to physically lower blood pressure, heart rate and respiration, cooling the body and preparing it for sleep. Blue also decreases feelings of anxiety and aggression, making it a natural salve for nervous newborns and tantrum-prone toddlers. Muted Greens Green boasts all the nurturing power of Mother Nature, providing us with a deeply instinctual sense of security that we, too, will grow and thrive in its presence. Associated with health, healing and well-being, green reduces anxiety, allowing for better concentration. Studies have even found that exposure to the color green may increase reading ability! Pale purples Associated with wisdom and spirituality, purple combines the soothing properties of blue with the nurturing femininity of pink. Colors like lavender and lilac create a soft and serene atmosphere, but only in very pale shades. If you choose too dark colors, your nursery may end up looking crass or gloomy. Pastel pinks Pink speaks of unconditional love and compassion, making it a fine fit for a baby’s room. It tends to inspire warm and comfortable feelings, which may help your little one relax. But while a soft pink nursery can make for a docile baby girl, pink overload may lead to agitation and anxiety in toddlers. Earthy Neutrals Neutral shades have a warm, grounding effect, and can be great for creating a cozy atmosphere. Neutrals are also easy on the eyes—literally. Earthy shades of beige and brown give baby’s developing peepers a much-needed rest from stimulating color and contrast, allowing your little dreamer to wind down and sleep. Content source Featured image source
How to throw a baby shower on a budget
Fortunately, most of the baby showers are not expected to look like the over-the-top celebrity events that dominate news headlines. But you’ll still need to handle food, decorations and party favors, as well as finding a location to hold the event. It is possible to plan a baby shower on a budget while still creating a beautiful and memorable event for the parents-to-be and their loved ones. Here are four tips for organising a budget baby shower that will certainly leave your guests impressed: 1. Make your own invitations: You can simply invite all the guests via email these days. You can create the invitation on the computer and email it out to your friends and family members mentioning the date and other crucial details. 2. Cook your own food: Getting catering can almost double or triple your costs. Yes it takes more work to make the food yourself, but you’ll save a huge amount and people will appreciate it more because you made it from scratch. Guests may also offer to bring something. Take them up on this offer if you don’t feel like you can handle it all yourself! 3. Create your own games: Don’t waste money purchasing special cards or papers for games. There are thousands of ideas for games which will not leave a hole in your pocket but are still fun! Here are a few low cost game ideas: Guess the weight of the mom and dad to be when they were born The person with the closest birthday to the due date wins a prize Guess the size of the belly using ribbon Guess that baby song/celebrity baby etc 4. Location: Instead of hosting the event at a restaurant or club, offer up your home (or ask a relative or another friend to do so). You can also consider holding the party in a public space like a neighborhood park — just make sure to check on whether the location requires a permit. Content source Featured image source